Research: Fewer Employers Beef Up HRAs, HSAs | Source: CCH News Library
November 16, 2009 9:59AM EST


The percentage of employers making contributions to employees’ health reimbursement arrangements (HRAs) and health savings accounts (HSAs) dropped from 67 percent in 2008 to 63 percent in 2009, according to research from the Employee Benefit Research Institute (EBRI).

The November 2009 EBRI Notes also reported that the percentage of workers with employee-only coverage reporting that their employer contributed $1,000 or more to their account fell from 37 percent to 32 percent. In addition, the percentage of workers with employer contributions of less than $200 increased from 3 percent to 8 percent.

However, EBRI found that among workers with family coverage, the percentage of workers receiving an employer contribution of $1,000 or more increased from 59 percent in 2008 to 73 percent in 2009.

The EBRI survey noted that the amount of money that individuals have accumulated in their HRAs or HSAs has grown over time. The percentage of individuals reporting an account balance of at least $1,000 increased from 25 percent in 2006 to 47 percent in 2009. Also, the percentage of individuals reporting that they had nothing in their account declined from 14 percent in 2006 to 6 percent in 2009.

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